Budgeting for Therapy

Journeys Counseling Ministry

Budgeting for Therapy

Consider therapy as an investment in yourself and your mental wellbeing. Calculate your monthly therapy budget to determine how often you can afford to meet. To help you budget, here’s an overview of therapy costs at Journeys Counseling:

Therapist Associates are available at $80 - $100/session*.
Licensed Therapists are available between $120 - $200/session.
Trainees are available at $60/session.
*A "session" is 50 minutes long.

Services may be covered in part or in full by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • Does my insurance pay on "out of network providers?"
  • What is my deductible, and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

Journeys at Vanguard

As a non-profit Christian Counseling Center, we never turn clients away for lack of funds.

We want to help you care for your mental and spiritual well-being without worrying about the cost. If you need financial assistance, we offer scholarships to help cover the cost of therapy.

We’ve expanded our scholarship program and affordable care offerings through our new Vanguard counseling center. We’ve partnered with Vanguard University to offer accessible, affordable therapy while serving as a training center for graduate students earning advanced degrees in Clinical Psychology.

Learn More

Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.